Take a look around any modern kitchen today, and it wouldn’t be a surprise to find it filled with all sorts of kitchen appliances, big and small. Of course, all homes are equipped with essential appliances, such as refrigerators, cookers, dishwashers, and the like, and these are often the most expensive as well. We tend to rely and depend on these appliances every single day, and they definitely make our lives much more comfortable. In other words, we don’t know what we would do without them.
But what if one of these appliances breaks down, and at the worst time as well? This is a nightmare scenario we would all want to avoid, but it happens, unfortunately. And what’s the best thing you can do then? You would probably have to call a technician to check on the appliance, which can take days, or you may have to replace it with a new one, which can also take time and a lot of extra expense. Fortunately, you can now take advantage of appliance insurance, which takes care of all your appliance concerns for you – not just repairs, but replacements as well. But if you’re still wondering what kitchen appliance insurance can really do for you, your top questions are answered here.
- It gives you peace of mind
When you go for kitchen appliance insurance, you know that you will be able to have peace of mind. No matter what happens to your appliances, you can call on someone to have them checked or replaced –and you don’t even have to deal with the cost of parts or labor. Most insurance providers will also be willing to replace your appliance in case it can no longer be repaired, and this will often cover appliances which are less than three years old. For older appliances, the insurance provider may also cover approximately 30% of the cost of a replacement appliance. Of course, these terms will depend on the insurance company, but you can generally expect the same level of service from most providers.
- No dipping into your budget for expensive repairs or replacements
Needless to say, a refrigerator can be quite expensive – especially if you have a two-door one with all the bells and whistles. But even the hardiest and sturdiest refrigerators can break down sometimes, and if yours does, you will have to call in a technician to inspect it, which entails a lot of expense. More so if you need to have parts replaced. And what if the refrigerator is no longer good enough for a repair? Then you would have to buy a new one, which is an even bigger expense. If you don’t want to dip into your savings just to replace or repair an appliance, then appliance cover can offer you a truly great deal, especially since it only costs a few pounds per month to get the coverage you need.
- Unlimited callouts and qualified technical expertise
If you feel that there’s something wrong with your covered appliance – even if you’re not quite sure – you can call out an expert and have them visit your home to check the appliance. You can avail of unlimited callouts and claims, and some insurance providers can even offer up to £500 as a limit for every claim. At the end of the day, appliance insurance is more than worth it if you want peace of mind, less expense, and other value-added services, besides.