If a Home Gets Hit by a Meteor, Who Pays?

After a meteor struck western Siberia and more meteors threatened the entire globe on Friday, CNNMoney asked the question: Who pays for damage to a home if hit by a space object?
Rest easy, “your insurance covers falling objects,” says Robert Hartwig, president of the Insurance Information Institute. In the rare events when me-teors have crashed through home owners’ roofs over the years, insurers have paid the damage for those insured, Hartwig says.
“Blue ice” — the frozen sewage that sometimes falls from airplanes — is more common and is also covered if it falls from the sky onto your home, Hartwig told CNNMoney.
A remnant of a meteor struck in the Urals region of western Siberia Friday injuring more than 700 people and damaging nearly 300 buildings. It was referred to as a “once-in-a-century” event.
“The earth is pelted with 40 tons of space debris a year,” says Laurie Leshin, a former NASA scientist. “Most of that is in teeny dust particles” and rarely does it injure people or damage property.

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